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Interest Rates: 11-22% Processing Fee: 2% Deals:Rs. 1000 Amazon Voucher Free
Interest Rates: 11-22% Processing Fee: 2% Deals:Rs. 1000 Amazon Voucher Free
Interest Rates: 11-22% Processing Fee: 2% Deals:Rs. 1000 Amazon Voucher Free
Interest Rates: 11-22% Processing Fee: 2% Deals:Rs. 1000 Amazon Voucher Free
There is a card to suit every lifestyle. Find out which card best suits you!
Debit Card

Debit card enables cashless transactions and is the right tool in the digital age. Post demonetization, the significance of a debit card has increased by manifold. It caters to your every need, be it shopping, travel, or any other online transactions. It also enables mobile banking and internet banking. Also, there is zero tendency of falling into the debt trap as spending is restricted to the available credit in your account.

You get a debit card on opening a savings account with any bank. In fact, a debit card is available by default on opening a savings account, and you don't need to apply separately for the same. The most common benefit of a debit card is access to cash via ATMs whenever you need it.

Types of Debit Cards

Debit cards are generally classified on the payment processing companies

1. Master Card

Master Card is accepted internationally more widely than others

2. Mastreo

Mastreo is debit card service owned by MasterCard. Each transaction through Mastreo card requires you to enter the pin code, making transactions more secure

3. VISA

VISA is most commonly used debit card in India. It has same features as in as Master Card

4. VISA Electron

Visa Electron Debit Card is a sister card to Visa with a difference that Visa Electron does not allow overdraft feature

5. RuPay

RuPay was launched by NPCI under domestic card scheme to facilitate the domestic card transactions in India. Its an Indian debit card service

Features & Benefits

Below are the features and benefits of Debit Card

  • Debit cards are available free of charge for anyone above 10 years on opening a bank account
  • Visa and Master Card are the two most common type of debit cards
  • Debit card PIN is of 4 or 6 digit which can be generated at ATM or phone banking
  • You can link two to three bank accounts to a single debit card
  • Access to money anytime and anywhere
  • Cash withdrawal, balance enquiry, fund transfer, PIN change and mini statement can be availed at the ATM
  • Get multitude of benefits like bonus points, reward points, discounts, cash back, insurance,etc
  • You can use it at multiple ATMs, merchant establishments & POS in India and abroad
  • 24 hr card hotlisting service preserves card safety in case of theft or misplacement
  • High daily spending and withdrawal limits. ATM withdrawal limit on ICICI debit card is Rs.1 lac
  • Regular alerts through SMS and E-mail helps keep a track on your expenses.
  • Add-on cards for joint a/c holders and free of charge card replacement
  • No trouble of bills, due dates, interest payments and provides controlled usage
Eligibility

Usually you avail a debit card by default once you open a Savings/ Current/ OD account at a particular bank

Basically you need to be

1. Indian citizen with savings account or NRI with NRE savings account

2. Age above 18yrs. For 15yrs-18yrs you can opt for a minor's account

Documentation

You can avail Debit Card by default with your savings account without extra documentation. Usually you require

Identity Proof (Any One)

  1. Aadhaar Card/ e-Aadhaar Card
  2. Passport
  3. Driving License
  4. Voter ID
  5. PAN Card

Age Proof (Any One)

  1. PAN Card
  2. Passport
  3. Certificate from Statutory Authority

Residential Address Proof (Any One)

  1. Telephone Bill
  2. Electricity Bill
  3. Piped Gas Bill
  4. Ration Card
  5. Election Card
  6. Passport
  7. Driving License
  8. Certificate from Statutory Authority

Income Proof

  1. Salary Slips
  2. Income Certificate
  • Get Instant Customised Quotes
  • One Stop Solution for Different Products
  • Single Platform for Multiple Providers
  • Saves Time on Your Research
  • Easy, Quick and Hassle Free

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